Breakdown

Features & Benefits

  • 365 days a year recovery.
  • 3 day Hire Car if vehicle unrepairable.
  • Home start.
  • Recover you and up to 4 passengers.
  • Guaranteed callout within the hour.
  • Option for European extension.

Contact for price info.

Read more about Breakdown

LEI (Legal Care)

Features & Benefits

Legal Care is designed to help in a number of situations including:

  • Pursuing a claim for death or personal injury.
  • Legal costs up to £100,000
  • Recovering your uninsured losses.
  • Providing you with access to an alternative vehicle whilst yours is being replaced or repaired following an Non Fault accident.
  • Includes Motor prosecution defence and legal and tax advice.

Contact for price info.


Motor Trade Excess Protection

Features & Benefits

Motor Trade Road Risks Excess Protection Insurance is designed to reimburse You the amount of any policy Excess You have to pay when You make a successful claim under Your Motor Trade Road Risks Insurance Policy up to Your chosen Maximum Reimbursement Limit.

  • Cover is provided for the Excess that the Insured is responsible for following the successful settlement of any loss, destruction or damage claim for any Motor Vehicle under the Insured’s Motor Trade Road Risks Insurance Policy in respect of claims arising as a result of accidental damage, fire, theft, or vandalism. Cover will only operate when the Excess of the Insured’s Motor Trade Road Risks Insurance Policy is exceeded and following the successful claim payment.
  • The maximum amount payable for any one claim under this policy will be the amount of the Excess on the Insured’s Motor Trade Road Risks Insurance Policy or £1,000 whichever the lesser.
  • Maximum Reimbursement Limits available for purchase are:
    • £500 in any one Period of Insurance (up to 5 Drivers)
    • £1,000 in any one Period of Insurance (up to 5 Drivers)
    • £3,000 in any one Period of Insurance (up to 10 Drivers)
    • £5,000 in any one Period of Insurance (up to 15 Drivers)
    • £7,000 in any one Period of Insurance (up to 50 Drivers)

Contact for price info.

Motor Excess

Features & Benefits

Cover is provided for the reimbursement of the excess applicable under your motor insurance policy for which you are responsible following the successful settlement of a physical damage claim arising as a result of:

  • Fire.
  • Theft.
  • Vandalism.

Or an accident that was your fault, or partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.

Price ranges with the excess – contact for more info.


Guaranteed Hire Car

Features & Benefits

  • The policy will provide you with a guaranteed hire car similar in quality and standard to your own (insured vehicle) for the hire period as shown on the schedule.
  • Cover – is provided following a theft, fire or damage to the insured vehicle , even if the accident is your own fault.
  • Claims – A maximum of two claims during the period of insurance is permitted. See section E of the policy.
  • Cover is provided from 7, 14, 21 and 28 days.

Contact for price info.

Family / Home Legal Expenses Insurance

Features & Benefits

Designed to offer protection to you and your family for your costs in pursuing a claim and includes :-

  • Legal Advice.
  • Bodily Injury.
  • Legal Costs & Expenses.
  • Tax Protection.
  • Jury Service.
  • Contract Disputes.
  • Property Protection.

Contact for price info.

Read more about Family / Home Legal Expenses Insurance


Commercial Vehicle Excess Protect

Features & Benefits

Cover is provided for the excess that you would have been responsible for following the successful settlement of any physical damage claim for your vehicle by your motor vehicle Insurer in respect of claims arising as a result of:

  • Accidental damage.
  • Fire.
  • Theft.
  • Vandalism.

Price ranges with the excess – contact for more info.

Tyre Insurance

Features & Benefits

This Insurance is to contribute towards the cost of the repair or replacement of the Tyres fitted to Your Vehicle that have sustained either:

  • Accidental Damage.
  • Malicious Damage.
  • Punctures.
  • Roadside Assistance.
  • European Cover.

Price changes with “limit per claim” contact for info.


Asset Protect Insurance

Features & Benefits

In the event of Your Vehicle being declared a Total Loss, this Insurance will pay the difference between the Retail Market Value at the Point of Total Loss and the Vehicle Purchase Price. Cover will include:

  • Up to £250 of your Motor Insurance excess.
  • Up to £2000 of dealer fitted accessories.

Non-transferrable Motorway Direct Plc insurance premiums / guarantee fees, or paint protection applications that were supplied along with the original vehicle and detailed on the purchase invoice in the event of a valid claim.

Price changes with vehicle value. Contact for info.

Commercial LEI (Legal Care)

Features & Benefits

Legal Care is designed to help in a number of situations including:

  • Pursuing a claim for death or personal injury.
  • Legal costs up to £100,000.
  • Recovering your uninsured losses.
  • Providing you with access to an alternative commercial vehicle whilst yours is being replaced or repaired.

Contact for price info.


Fleet Excess Protection

Features & Benefits

Subject to the appropriate premium having been paid, Cover is provided for the excess that you would have been responsible for following the successful settlement of any physical damage claim for your vehicle by your motor vehicle Insurer in respect of claims arising as a result of:

  • Accidental damage.
  • Fire.
  • Theft.
  • Vandalism.
  Up to 5 vehicles Up to 10 vehicles Up to 15 vehicles Up to 20 vehicles
Platinum       £6,500
Gold     £5,000  
Silver   £3,000    
Standard   £1,000      

Price ranges with the excess – contact for more info.

Commercial Landlord LEI (Professional Fees)

Features & Benefits

The policy is designed to cover the cost of professional fees charged by a claims handler, or solicitor following a specific occurrence, provided that cover for that occurrence is detailed within the policy wording and is not specifically excluded within the policy schedule issued:

We will negotiate for your legal rights:

  • After an incident of physical damage to your property in trying to get possession of your property that you have let under a Tenancy Agreement. Note : You must be trying to get possession under the relevant Housing Act or Housing (Scotland) Act..
  • To evict anyone (including squatters) in your property who has not got your permission to be there.
  • To recover any rent your tenant owes you for your property.
    • To defend your legal rights if an incident arising from you letting your property leads to you being prosecuted in a criminal court.
    • Up to £50 per day (up to the policy limit of cover) where you are trying to get a possession order for your property so you can live in it and no alternative accommodation is available to you.
    • Any rent 2 months or more outstanding that your tenant owes you up to vacant possession of your property (Note: 3 months in Scotland).

Contact for price info.

Residential Landlord LEI (Optional Rent Guarantee)

Features & Benefits

The policy includes the following features:

We will negotiate for your legal rights:

  • After an incident of physical damage to your property in trying to get possession of your property that you have let under a Tenancy Agreement. Note : You must be trying to get possession under the relevant Housing Act or Housing (Scotland) Act.
  • To evict anyone (including squatters) in your property who has not got your permission to be there.
  • To recover any rent your tenant owes you for your property.
    • To defend your legal rights if an incident arising from you letting your property leads to you being prosecuted in a criminal court.
    • Up to £50 per day (up to the policy limit of cover) where you are trying to get a possession order for your property so you can live in it and no alternative accommodation is available to you.
    • Rent Guarantee (Optional Cover) Any rent 2 months or more outstanding that your tenant owes you up to vacant possession of your property (Note: 3 months in Scotland)..

Contact for price info.

Taxi Excess Protect

Features & Benefits

Subject to the appropriate premium being paid, the insurer will pay in each relevant period of insurance, an amount equal to the amount of excess in relation to each settled claim on your motor insurance policy up to your cover limit In respect of claims arising as a result of fire, theft, flood, vandalism or an accident that was your fault, or partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.

The maximum amount payable under this Taxi Excess Protect insurance policy depends on the level of cover selected and for which the appropriate premium has been paid.

Cover Limits available

  • £300 in any one policy period.
  • £500 in any one policy period.
  • £1,000 in any one policy period.

Contact for price info.

Kingsway Claims the complete service provider.

We offer a comprehensive range of products and benefits to meet your needs.

For full details please contact Kingsway Claims on 0191 3222030